This Agreement is made between you and Nalac Limited (registered number 273947) whose registered office is 30 Morehampton Road, Dublin 4, Ireland.

1.  Interactive Services
1.1 Nalac may make available to you on or via the Site chat areas, forums and/or other means by which communications may be made available and/or disseminated publicly; shopping and other commercial and/or transactional services including, without limitation, the supply of goods and/or services; advisory services; and/or competitions and/or prize draws (all together the “Interactive Services”).

1.2 The Interactive Services may be operated by third parties and where they are this will be made clear to you. Where such Interactive Services are operated by a third party you may be asked to supply information and/or data (including, without limitation, financial, credit card and/or bank data), where that third party may have specific additional terms and conditions which apply. Further, when using such Interactive Services operated by such third parties, you will be dealing with them directly and as such any contracts and/or arrangements will be formed between you and them, without Nalac as a party and Nalac cannot be held liable for your use of or any liability arising out of the same (save to the extent required by law).

2.  Use of the Site and the Interactive Services
2.1  The Site and the Interactive Services are for personal and non-commercial use only. You may copy electronically and print portions of the Site and/or the Interactive Services for your personal, non-commercial use only. In particular, you may not use any information from any directory or other listing or information retrieval service (if any) made available on or by the Site and/or the Interactive Services, in connection with any business or commercial undertaking (whether or not for profit). Any other use of materials on the Site and/or the Interactive Services (including without limitation reproduction for a purpose other than that noted above and any modification, distribution or republication) without the prior written permission of Nalac is strictly prohibited. You also agree not to deep-link and/or frame to any of the Site for any purpose, unless specifically authorised by Nalac to do so.
You agree that:
(a)  you shall not use the Site or the Interactive Services to transmit or knowingly or recklessly receive (or knowingly or recklessly authorise or permit any other person to receive or transmit) material which is obscene, threatening, menacing, offensive, defamatory, abusive, in breach of confidence, in breach of any intellectual property right (including copyright) or otherwise violates any applicable law or regulation or code, or which makes excessive demands for bandwidth or contains any virus or which may otherwise impair or harm Nalac’s computer systems or any third party computer system; and
(b)  you will keep your password(s) if any relevant to the Site and/or the Interactive Services secure and not let them become public knowledge.

2.2 If you publish any text or graphics via the Interactive Services by way of contributions to chats, discussions or user reviews, you automatically and hereby grant to Nalac a perpetual, royalty free, irrevocable, non-exclusive right and licence to use, reproduce, modify, publish, translate, create derivative works from and distribute such text or graphics into any form, medium or technology now known or hereafter developed. In addition, as between you and Nalac, you assert and waive any and all moral rights in such text or graphics.

2.3 The intellectual property in all design, text, graphics and other material and the selection or arrangement of such material in the Site and/or the Interactive Services is owned by Nalac and/or its respective licensors.

2.4 Save to the extent required by law, no representations, warranties or terms of any kind are made in respect of the Site and/or the Interactive Services or their contents (including, without limitation, any views or comment made). All information and/or data included in and/or on the Site, the Interactive Services and/or in any directory or other listings or information retrieval service made available on or by the Site and/or the Interactive Services has been so made available for guidance only. Your use of such information and/or data is therefore entirely at your own risk. All liability of Nalac, its directors, employees or other representatives howsoever arising for any loss suffered as a result of your use of the Site and/or the Interactive Services is expressly excluded to the fullest extent permitted by law.

2.5 The Site and/or the Interactive Services may include links to websites and/or services owned and/or operated by third parties. These are provided for your convenience only and Nalac is not responsible for and does not give any warranties or make any representations regarding any such web sites and/or services and is not responsible for or liable in relation to the content or your use of such web sites (save to the extent required by law).

2.6 In view of the vast flow of information transmitted by a website operator each day, it is not technically possible nor economically feasible to monitor all materials that pass through its system (including, without limitation, all views and/or comments therein). Nalac believes that the onus for ensuring that material presented on the Internet is legal rests with the original content provider, and we will not limit access to material unless notified that it is illegal. Notwithstanding, Nalac shall have the right to remove any items it believes may be illegal.

2.7 The provisions in clause 5 on Data Protection and Use of Personal Information apply in respect of your use of the Site and/or the Interactive Services.

3. Availability and Security of the Site and the Interactive Service

3.1 Due to the nature of the Internet, Nalac does not promise full and error free operation of the Site and/or the Interactive Services at all times. All liability of Nalac, its directors or employees howsoever arising for any loss whatsoever arising from your use of or inability to use the Site and/or the Interactive Services is excluded, insofar as it is possible to do so in law.

3.2 Nalac shall use reasonable endeavours to ensure that the Site, the Interactive Services and any information it holds on you are kept secure. However, due to the nature of the Internet, Nalac cannot accept any liability for those who intentionally attempt to and/or gain unauthorised access to the same by means such as, without limitation, computer hacking (save to the extent that Nalac is unable to exclude such liability by law).

4. Registration
Where you are asked to complete a Nalac registration form the personal details that you provide must be true, accurate and complete.

5. Data Protection and Use of Personal Information
5.1 Information may be gathered from your registration form(s) and your use of the Site and/or the Interactive Services including through “cookies”. Cookies are blocks of text placed in files on your computer’s hard drive when you visit a website which contain information to identify you. A cookie does not contain any personal information you have provided us with, except your user name, unless the cookie is attached to personal information collected another way, such as by means of your on-line registration form.

5.2 The information gathered may be used by Nalac for purposes relating to your use of the Site and the Interactive Services and for marketing activities relating to and Business Plus magazine.

5.3 We may share your personal data with a third-party auditing organisation, the Audit Bureau of Circulations (ABC), so that organisation can verify aggregated statistics about circulation and usage of our products or review our policies, processes and procedures for compliance with relevant standards.  The link to ABC’s privacy policy is

5.4 Other than as set out elsewhere in this clause 5, your information shall not be disclosed or used by us. You hereby agree to these terms in this clause 5 by your agreement to the terms and conditions of this Agreement.

6. Payment
6.1 Subject to the remainder of clause 6 below, the Site is currently made available without charge to you by Nalac. However, you are responsible for all internet connection charges necessary to access and use the Site including, for the avoidance of doubt, the Interactive Services which are made available.

6.2 We use Stripe to process your card payment details in order to complete any purchase that you make through this website.  The data is securely transferred directly to Stripe and is never stored on our computer systems.  The link to Stripe privacy policy is

6.3 There is no specific time limit applying to your use of the Interactive Services on these terms and conditions. However, Nalac reserves the right to suspend or terminate your access to the Interactive Services if you breach these terms and conditions, with or without notice and without further obligation to you.

7. Termination
Nalac may permanently terminate your access to the Interactive Services immediately for any reason.

8. Claims
Where a claim is brought against Nalac by a third party in relation to your use of the Site and/or the Interactive Services you agree to fully reimburse Nalac and all companies within the Nalac group for all losses, costs, actions, claims, damages, expenses (including reasonable legal costs and expenses) or liabilities, whatsoever suffered or incurred by Nalac in or as a consequence of your breach of this Agreement and/or your use of the Site and/or Interactive Services.

9. Force Majeure
Neither party shall be liable to the other, for any loss or damage which may be suffered by the other party due to any cause beyond the first party’s reasonable control including without limitation any power failure.

10. Notices
Any notices shall, unless otherwise expressly stated, be in writing and shall be given by sending the same by e-mail or first class post, to the other party’s address as may be designated in writing from time to time. Any notice sent by first class post shall be deemed (in the absence of evidence of early receipt) to have been delivered two days after dispatch. Any notice given by e-mail shall be deemed to have been delivered on the next working day following transmission.

11. Assignment
11.1 This Agreement shall be personal to you and you may not assign, transfer, sublet, lease or delegate all or any of your rights and obligations, without Nalac’s prior written consent.

11.2 Nalac reserves the right to assign or transfer all or any of its rights and obligations under this Agreement to a third party. In the event of assignment or transfer, notification will either be given to you by e-mail or posted on the Site.

12. No Waiver
Failure by either party to exercise or enforce any right conferred shall not be deemed to be a waiver of any such right nor operate so as to bar that exercise or enforcement thereof or of any other right on any later occasion.

13. Variation of Terms
Nalac reserves the right to vary this Agreement from time to time. Changes in this manner shall be deemed to have been accepted if you continue to use the Site and/or the Interactive Services after a period of two weeks from the date of posting of the changes on the home page of the Site.

14. Law and Jurisdiction
Where the Site and/or the Interactive Services are accessed from the Republic of Ireland, or outside the Republic of Ireland, this Agreement shall be governed by the laws of the Republic of Ireland and you hereby submit to the exclusive jurisdiction of the Irish courts.